Assuming a VA home loan

Assuming a VA home loan is the process of taking over the existing mortgage of a veteran or service member who is selling their home, and it allows a buyer to take advantage of the favorable terms and conditions of a VA loan. Here are the steps to assume a VA home loan:


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Step 1

Check the VA loan documents

The first step in assuming a VA home loan is to check the original loan documents to see if the loan is assumable. Not all VA loans are assumable, and the terms and conditions of the original loan will determine if it can be assumed.

Get Started!

Assuming a VA home loan can be a great way to take advantage of the favorable terms and conditions of a VA loan, but it's important to make sure that you meet all of the requirements and understand all of the obligations before you proceed. Reach out to us go get started with this process: